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Top 5 Tips on How to File For Bankruptcy in Australia

The majority of Australian’s have only honestly thought about bankruptcy when playing a game of Monopoly with their buddies! In spite of this, there are an estimated 13,000 people that file for bankruptcy every year in Australia. It’s uncanny how rapidly people can go from enjoying a healthy financial position to dealing with a mountain of debt. Commonly, events such as loss of employment, divorce, or unanticipated medical expenses will result in serious financial issues within just a couple of

Top 3 Causes of Personal Bankruptcy in Australia

No one wants to contemplate bankruptcy, which is understandable considering that bankruptcy will affect your financial circumstance for several years to come. This may be one of the reasons why a lot of people don’t look for financial support in times of need, because they are under the common misunderstanding that bankruptcy is the only way to deal with their financial problems. Unfortunately, this isn’t the case as there are many solutions available to those experiencing financial difficulties. What lots

The Difference Between Good Debt and Bad Debt – What You Need To Know

For almost all Australian adults, debt is a part of our day-to-day lives. Regardless of whether you intend to advance your skills by earning a degree, buy a house for your family, or purchase a vehicle so your family has transport, taking out a loan is very common simply because we don’t have enough money to pay for these expenditures upfront. It seems that most people gets a loan at one point or another, so what’s the problem? The issue is

Best Ways to Improve a Poor Credit Report

Regardless if we acknowledge it or not, our credit report has a meaningful effect on our lives. It’s sort of like our health; we don’t appreciate good health until we lose it. Lots of people don’t even learn that they have a bad credit report until they make an application for a line of credit and it’s rejected. It can come as quite a shock to some, simply because even one overlooked payment that is reported by your lender can

Weddings On A Budget – Tips On How To Save Money When Getting Hitched

Most of us have a decent understanding that weddings can be an expensive exercise, but do you really understand how much the average wedding costs in Australia? A little over $36,000, according to Australia’s Money Smart website. And that was in 2012! These days, it’s quite possibly somewhere around the $50,000 mark. I guess if you have wealthy parents it wouldn’t be a concern, but unfortunately the majority of us don’t. Let’s face it, $50,000 is a huge amount of money!

Personal Finance Tips – Financial Goals In Your 30’s.

There’s no doubt that hitting your 30’s is a huge milestone for all of us. While some of us may have bought a house, started a family, or even begun a new career, this decade of our life has a vital financial impact for the coming years. For most people, our financial responsibilities have more than likely grown and juggling bills and responsibilities with saving money for the future is harder than ever. A lot of us have dusted off the

Personal Finance Tips – Finance Goals For Your 20’s.

There’s no question that your 20’s is a very special period of your life. There’s a timid but gratifying feeling about becoming an adult, moving out of home, and being financially self-reliant. Whether or not you began a career, a university degree, or spent time traveling overseas and gaining life experience, your 20’s is a significant decade from both a personal and financial point of view. Regardless of what path you choose, the one constant that will continually remain in

How You Can Save Money On Food

We all suffer through stages in life where money is tight. Fortunately for us, there are a few expenses that we can easily do away with, like cable television, gym memberships, and dining out at restaurants. On the contrary, there are other expenditures that we simply can’t avoid. Rent, debt repayments and school fees are just some of the mandatory expenses that are set and there’s not much we can do about it. Having said that, there is one mandatory

Top Ways To Save Money And Improve Your Life

In today times, saving money is a desire that every person hopes to achieve, however often it can be a challenging task for lots of folks. Rental payments, bills, groceries, and everyday necessities build up quickly, leaving most families with little to no savings. Managing to save money and enhance your life seems to be a paradox, as we mostly associate a better life with spending more money! Irrespective of this, small lifestyle changes can have a dramatic effect on

New Year’s Resolution – Improving your Financial Health

The New Year is most certainly an optimal time to reflect on the previous year and make some resolutions to improve ourselves. Lots of people’s resolutions focus on being healthier, improving their career, or improving their finances. Now all of us know how challenging it can be to keep our New Year’s resolutions, so it is vital that you make practical, obtainable goals that can be achieved with a specific degree of persistence and discipline. If you’ve determined that you want